Cost of Living Calculator — Clarified Results

Personnel Relocations · 2026 - 2027 Cost of Living Tool

What will it really cost to live in Australia?

Compare costs, build your budget or find the best-fit city for your finances.

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Estimated costs by category
Approximate monthly cost per category, based on your selected cities

Note: this comparison covers day-to-day living costs only — schooling and childcare are not included.

Item Difference
The numbers can help you compare cities. Local knowledge helps you choose where to live.
Personnel Relocations can help you consider lifestyle, family needs, commute, schooling, housing availability, suburb suitability and other location-specific costs that this calculator cannot fully assess.
How will you fund your life when you arrive?
Choose one source so this planner answers the right question for you.

Items below are preselected based on your household size — tick, untick or adjust the quantity of anything to match your own situation.

How we calculate your costs ⓘ

* Rent Note: Monthly rent is calculated by dividing the weekly rate by 7 to get a daily rate, multiplying by 365 days, and then dividing by 12 months.

† Water Bill Note: Quarterly water rates are displayed as raw baseline quarter costs, but are divided by 3 when calculated inside the tracking column to ensure a proper monthly budget conversion.

‡ School Fees Note: Yearly state primary school fees are divided by 10 to show an equivalent monthly cost for budgeting purposes. Please note that Australian schools usually require these fees to be paid upfront per term or per year.

Plan beyond the monthly numbers
Temporary accommodation, bond, advance rent, furniture, setup fees and other first-year costs can materially reduce your starting buffer.
Which city best fits the money you'll have?
Compare the same household and financial starting point across all 8 cities.
Cities ranked by estimated savings runway
Where these numbers come from ⓘ

Estimated household costs come directly from your Build My Budget selections. We keep every ticked item and quantity the same, then substitute each city's price for that item. Weekly rent, quarterly water and annual school fees use the same monthly conversions as the detailed budget.

This makes the ranking personal to your chosen budget while comparing like with like. It remains an indicative planning estimate and does not include unticked expenses, tax or one-off relocation/setup costs.

Personnel Relocations consultation
Talk through your city options, household budget and relocation priorities with Personnel Relocations.

Explore how asking rents have changed over time; this section focuses on the rental market rather than your personal budget.

Weekly Asking Rent — 2021 to 2026 - 2027
Source: SQM Research · 8 Australian capital cities
🏠 Houses — Full Data Table
$/week · Source: SQM Research
🇦🇺 Combined Capitals Average
8-city average · Source: SQM Research
Rental data tells you what the market is doing. Local knowledge tells you what it means for your move.
What you may actually pay depends on the suburb, property type, commute, family needs and competition for suitable homes. Talk through where your budget is realistic and which areas could suit your lifestyle.
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